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The 21 Day Debt Revolution

I grabbed this book on pre-order a week or so ago on recommendation from a friend (don’t worry I’m not struggling with debt, I just believe being responsible with money is a very worthwhile task).

It starts off with a bit of an explanation about the author’s own situation and then a reassurance that there is a way out, something I’m well aware people need to hear when they’re facing mounting debt. It then suggest a 21 day strategy for working from the bleakness of being managed by debt to the exact opposite in very simple steps. The first few deal with stopping the situation get worse and then it progresses into a daily lifestyle that not only stops you going backwards but once the debt is gone will help people save for the things they want like houses, holidays and even investments.

Although the book comes across as quite basic I found myself nodding along with the suggestions and ways of handling finances, but even more than that, it made me feel the hopefulness that comes with a secure financial future. I don’t even struggle with debt and it made me feel better. That a little hard work and sensible decision making can change everything.

For anyone who wants in debt this is a great way to get started on the journey back to freedom, and I’d recommend even those who aren’t in debt put some of these things into practice. I look forward to reading more by the same author.

The Fairy Godmother’s Guide To Finance For Couples: A Review

The Fairy Godmother’s Guide To Finance For Couples by Lisa Deckert is a non fiction book I was requested to read as part of a review swap with the author. I don’t normally read non fiction but seeing as my husband and I are a fairly newly married couple and I know a lot of new couples I thought this would be worth checking out.

The Fairy Godmother’s Guide To Finance For Couples synopsis from Amazon

Financial planning doesn’t have to be hard to do – or hard to talk about. In this little book, the Fairy Godmother teaches couples how to share their dreams and turn them into goals. She gives them the tools they need to reach their goals, from IRAs to life insurance, all in a simple and easy to understand style.

My opinion

I was really very impressed with the depth this book went to whilst keeping the financial planning as simple as possible. It had a very wide range of different ways to manage money, invest and plan for the future, going through every financial aspect of a couples journey together, including that first budget, buying a  house and the ever ominous will. Although it was geared towards the US in terms of savings bonds and stocks, there are highly likely to be equivalent things in most countries so it was very practical and relevant.

I would definitely recommend all couples that are starting to get their finances merged and plan to live the rest of their lives together to take a good read of this book. At the very least it should get you talking about the things important to each of you and give some direction and motivation to saving for the future.

5 out of 5 stars for this one.